Cabarrus County, NC Property Records: Search Deeds, Owners, Tax Records, and Maps

Cabarrus County’s rising property demand is fueled by regional job growth, relative affordability, and lifestyle appeal. As a result, the county’s property market is moderately competitive, with homes staying on the market for an average of 52 to 65 days before selling. Single‑family detached homes dominate the inventory, particularly in suburban areas like Concord, Harrisburg, and Kannapolis, while townhomes and newer developments are gradually expanding.

If you are seeking information about any of the county’s 103,600 parcels of land, you may find such property records with the local Register of Deeds and the Tax Administration Department. These offices maintain official property ownership and tax assessment records for Cabarrus County’s 364 square miles, with records dating back to its establishment in 1792. Records are available online, in person, and by mail in accordance with the North Carolina Public Records Act.

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How to Look Up Cabarrus County Property Records

Cabarrus County provides free access to property records through several online portals.

Who Keeps Cabarrus County Property Records

Property records in North Carolina are kept by county offices, and their availability is governed by the Public Records Act. In Cabarrus County, three offices jointly oversee the maintenance and issuance of these records:

• The Cabarrus County Register of Deeds maintains records including deeds, deeds of trust, plats, easements, liens, and restrictive covenants.

• The Cabarrus County Department of Tax Administration appraises every parcel, assigns the PIN, mails the bills, and collects payment.

• The Cabarrus County Clerk of Superior Court oversees the foreclosure process, including hearings and property auctions.

How to Search Cabarrus County Property Records Online

Cabarrus County property record searches typically involve navigating multiple official databases. You can view complete records by taking the following steps:

1. Visit the Tax Administration's real estate search portal. Cabarrus County's real estate search portal allows you to review specific details of any parcel in the county. You can search records by the property owner's name, address, or parcel ID.

2. After that, look up the owner's name on the Register of Deeds remote access site. This allows you to pull recorded deeds and deeds of trust.

3. Look at the chain of title from the most recent recorded deed. If the names do not correspond, then you've found a gap that needs further research, potentially by a tax professional.

4. Run the same index for active liens, deeds of trust, and restrictive covenants. The excise tax stamp printed on a deed also tells you roughly what the property last sold for.

5. Then, visit the Cabarrus County tax portal. Here, you can confirm the property's tax status. You can search records by owner's name, parcel ID, and tax year.

Register of Deeds: Deeds, Deeds of Trust, and Plats

Cabarrus County's Register of Deeds is responsible for recording, indexing, storing, and preserving all real estate documents in the county. Document types recorded include:

• Deeds of trust, releases, assignments, and modifications

• Judgment liens, mechanic's liens, and state and federal tax liens

• Easements, restrictive covenants, and powers of attorney

• Subdivision plats, condominium plats, and highway maps

Tax Assessor: Ownership, Values, and Parcel Data

The Cabarrus County Tax Administration Office is responsible for appraising every parcel in the county. In Cabarrus, real estate is revalued every four years. This ensures that the appraised value of real estate reflects the property’s true value in the perpetually changing real estate market. The office provides information on properties within the county through the real estate search portal. These include:

• The current legal owner of any parcel

• The PIN and real estate ID (the master IDs across county systems)

• Assessed value, land value, and building value

• Property characteristics such as square footage, year built, and lot size

• Any active homestead, disability, or veteran exclusion

Tax Collector: Tax Bills and Payments

The same office handles the collection of all property records due to Cabarrus County. Real and personal property tax bills are due and payable on September 1, and can be paid without interest up to and including January 5. After January 5, 2% interest will be added to your bill, and if still unpaid, 0.75% interest will be added on February 1, and each additional month it remains delinquent.

Property Tax in Cabarrus County: Rates, Exemptions, and Appeals

Cabarrus County property tax is calculated by multiplying the property's assessed value by the tax rate set by local officials and dividing the result by 100.

Homestead and relief programs

North Carolina offers three statutory relief programs, and an owner may take only one. Each is filed with the county on Form AV-9 by June 1.

Appealing your value

You may file an appeal with the Cabarrus County Board of Equalization and Review. If your appeal is denied, you can report the issue to the North Carolina Property Tax Commission.

GIS Maps and Parcel Viewer

You can look up specific parcel IDs, boundaries, and ownership details directly using the Cabarrus County GIS mapping tools. For data that crosses county lines, the state runs NC OneMap.

Layers available include:

• Subdivision, lot, and block information

• Aerial imagery, updated on a regular cycle

• Zoning, jurisdiction, and voting-district boundaries

• FEMA flood zones and soil layers

Foreclosure and Tax Sales

There are two main processes for executing foreclosures in Cabarrus County.

Power-of-sale foreclosure

Foreclosure sales occur when properties are sold due to delinquent tax liens. A foreclosure case is usually brought before the Clerk of Superior Court by an external attorney, and the sale happens at the courthouse. After the auction, there is a 10‑day upset‑bid period, which allows anyone to submit a higher bid. This means that the first winning bid is not final.

Property-tax foreclosure

If you do not pay your property tax, the county can foreclose the tax lien through the courts under NCGS 105-374 or use the in‑rem process under 105‑375. Once a tax lien sale is confirmed, the delinquent owner can no longer redeem their property.

Costs to Access Property Records

Searching online is free. Fees apply when you need a copy or are recording a new document.

Recording fees are set by NCGS 161-10, and the excise tax is set by NCGS 105-228.30. Confirm the current schedule with the Register of Deeds before filing.

How to Record a Document

The rules governing the recording of any document that transfers an interest in real property are set out in NCGS Chapter 47. The process generally includes the four steps:

1. Confirm the document meets North Carolina formatting rules: include original signatures, a notary acknowledgment, legible margins, and the required first-page reference to the grantee's address.

2. Calculate recording fees. Recording costs $26 for the first 15 pages and $4 for each additional page. Deeds also require payment of the excise tax, which is $1 per $500 of the purchase price.

3. Submit documents to the Register of Deeds Office. You can file the document in person, by mail, or through an approved e‑recording vendor. Checks should be made payable to the Cabarrus County Register of Deeds.

4. Once the document is recorded, the original is returned to the filer, and a digital image is added to the online index.

FAQs

Quick Reference: Your Cabarrus County Property Records Checklist

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Key Contacts and Official Portals